We’re here to help

Collection Technology, Inc.™ (CTI) is a debt collection firm that treats everyone we contact with care and respect. We take all possible measures to protect the security and privacy of all parties involved and are fully compliant with all laws and regulations.

About Administrative Wage Garnishment (AWG) Orders

An Order for Wage Withholding or “administrative wage garnishment” is the unique process the U.S. Department of Education and other student loan guarantors may use to order an employer to turn over some of a consumer’s wages as repayment towards a defaulted student loan debt.

Because these types of debts are ultimately owed to federal taxpayers, Congress passed laws allowing for an efficient administrative process to collect defaulted federal student loans, which still provides consumers with due process. It is important to know that an administrative wage garnishment order carries the same legal force as a judicial court order. If you have received an Order for Wage Withholding from CTI on behalf of one of its clients, the law requires that you comply with that order.

More Information

Below are links to valuable resources that you may want to consult if you received an Order for Wage Withholding from CTI that references ASA, GLHE, LOSFA, MDHE or SCSL:

Following is a link to the U.S. Department of the Treasury website with information about administrative wage garnishments:


If you have questions or need additional information, please call us at (800) 743-4284 or click here for our communication form.

Focused Innovative Solutions that “Make a Difference” for our Clients

Through Creative Ideas, Innovation & Sheer Determination